The premium bonus applies to all premiums added in the first five years— resulting in a powerful jumpstart for your clients’ accumulation!
Contract year
Premium added
11% bonus
Cumulative bonus
At issue
$100,000
$11,000
$11,000
End of year 1
$5,000
$550
$11,550
End of year 2
$5,000
$550
$12,100
End of year 3
$5,000
$550
$12,650
End of year 4
$5,000
$550
$13,200
*Hypothetical example assuming no growth
Brochure and flyers
AGENT APPROVED Competitive advantages An overview of product advantages, rates and account options.
CLIENT APPROVED Product brochure Walk through the basics of the product and help clients understand how it works.
CLIENT APPROVED Market loss recovery Demonstrate how a bonus FIA can help clients recover from previous losses.
CLIENT APPROVED Advertisement Customize this ad to start the conversation with clients.
Market loss recovery
When clients experience market losses, the percentage growth required to recover far exceeds the percentage amount lost. That’s where MarketTen Bonus Index comes in — offering a premium bonus to help offset losses, accumulation potential and downside protection.
For example, after a 25% market loss, an original $100,000 investment now has a value of $75,000; the rate of return needed to grow $75,000 to $100,000 is 33.3% (100,000 ÷ 75,000 - 1 = 33.3%).
MarketTen Bonus Index contract issued on Contract Form Series ICC18-ET-MTB-2000(06-18) or ET-MTB-2000(06-07). Riders issued on Form Series ICC17-ET-FIXED-ROP(02-17) or ET-FIXED-ROP(02-17); ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); and ICC16-ET-TI(10-16) or ET-TI(10-16). Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
