EquiTrust Income-focused product suite

Issue age 65, $100,000 initial premium, with a one-year waiting period:

Issue age 65, $100,000 initial premium, with a five-year waiting period:

Issue age 65, $100,000 initial premium, with a 10-year waiting period:

Among highest payouts in the industry

Spousal continuation, even after Accumulation Value is depleted

Chronic illness doubler for up to five years, even if Accumulation Value is depleted

IBR fee based on Accumulation Value, saving clients money

MarketEarly Income Index™

Surrender period: 10 years
Ages: 45-80
Premium: Flexible
Income Benefit Rider with chronic illness doubler: 20% Benefit-Base bonus on year 1 premiums, compounded at 7% annually for years 1-5, then 4% annually for years 6-10 or until income payments begin

MarketFuture Income Index™

Surrender period: 10 years
Ages: 40-80
Premium: Flexible
Income Benefit Rider with chronic illness doubler: 10% Benefit-Base bonus on year 1 premiums, compounded at 8% annually for up to 10 years

CLIENT APPROVED
MarketEarly Income Index™
Built for clients looking to receive income sooner.

CLIENT APPROVED
MarketFuture Income Index™
Built for clients with a longer time horizon before retirement.

AGENTS ONLY
EquiTrust IBR advantage flyer
Learn more about the advantages of choosing an EquiTrust IBR.

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Heat map
Compare when each income-focused FIA has the highest payout.

CLIENT APPROVED
Customizable flyer
Introduce the idea of an income-focused FIA to your clients.

INCOME FOR LIFE. GUARANTEED.

Product	Surrender period	Ages	Premium	Income Benefit Rider with chronic illness doubler
MarketEarly Income Index™	10 years	45-80	Flexible	20% Benefit-Base bonus on year 1 premiums, compounded at 7% annually for years 1-5, then 4% annually for years 6-10 or until income payments begin
MarketFuture Income Index™	10 years	40-80	Flexible	10% Benefit-Base bonus on year 1 premiums, compounded at 8% annually for up to 10 years