WealthMax Bonus Life is more than a wealth transfer solution — it’s a multi-tool life insurance policy with guarantees1 your clients can rely on, both during and after their lifetime.
Policy values available immediately
Hypothetical female age 65 Non-Tobacco
Initial face amount $180,000; single premium $100,000
Guarantees upon death3
Death benefit for beneficiaries — $180,000
Guarantees for health-related events and expenses4
Terminal Illness Benefit — $170,000 lump sum
Nursing Care Confinement Benefit — $4,993 monthly for three years or $152,750 lump sum
Chronic Care Benefit — $2,996 monthly for five years or $134,750 lump sum
Guarantees if your client needs their premium back
Return of Premium Rider — $100,000
Want to see more of these values, plus walk through our WealthMax Bonus Life illustration software? Register below for this week’s webinar!
WealthMax Bonus Life — Using illustrations to help boost sales
1 Guarantees are based on the claims-paying ability of EquiTrust Life Insurance Company. 2 Guaranteed values shown assume no previous withdrawals, loans or ADBR benefit payments. 3 The policy must be in force at the time of death to pay a death benefit. The death benefit will be reduced by any outstanding loan balance at the time of death. The death benefit is also reduced by any payment of ADBR benefits or partial withdrawals. 4 The ADBR may vary by state, including waiting periods after issue date, exclusion of Nursing Care Confinement or Chronic Care benefits, administrative fees, definitions of illness or discount factors. Refer to the ADBR Disclosure included with the Application for Rider provisions in your state. Accelerated death benefits may be payable in the event of either terminal illness or chronic illness, but not both. The ADBR shown is based on the initial face amount.
Product availability and features may vary by state. See policy for complete details. Policy issued on Policy Form Series ICC19-ETL-IUL-2000(01-19) or ETL-IUL-2000(01-19). Riders issued on Form Series ICC11-ETL-ADBR(03-11); ICC17-ETL-FPW(01-17); ICC17-ETL-PBR(01-17); ETL-GWBR(12-23); and ICC19-ETL-MCSV(01-19). Index accounts issued on Form Series ICC17-ETL-1YRINT(01-17); ICC17-ETL-1YP2PCAP(01-17); ICC17-ETL-1YAVGPART(01-17); ICC17-ETL-1YP2PPART(01-17); and ICC23-ETL-PT(10-23). EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice.
