Rate increase effective June 11, 2026
EquiTrust is increasing rates June 11, 2026 on some of the strategies on MarketValue® Index, MarketSeven Index®, MarketFive Index® and Certainty Select®.
View the updated Interest Rate Summary with June 11, 2026 rates.
MarketValue Index
MarketValue Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 5.25% | 5.00% |
| S&P 500 1-Yr Pt-to-Pt Cap | 10.00% | 9.25% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 12.50% | 12.00% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 70.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 8.00% | No change |
| S&P 500 1-Yr Monthly Avg Par | 100.00% | No change |
| S&P 500 1-Yr Monthly Cap | 3.00% | No change |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 85.00% | No change |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 115.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 225.00% | No change |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 190.00% | No change |
MarketSeven Index
MarketSeven Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 5.00% | 4.75% |
| S&P 500 1-Yr Pt-to-Pt Cap | 9.50% | 9.00% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 11.50% | 11.00% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 65.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 7.00% | No change |
| S&P 500 1-Yr Monthly Avg Par | 90.00% | No change |
| S&P 500 1-Yr Monthly Cap | 2.75% | No change |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 80.00% | No change |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 110.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 200.00% | No change |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 180.00% | No change |
MarketFive Index
MarketFive Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 4.75% | 4.50% |
| S&P 500 1-Yr Pt-to-Pt Cap | 9.00% | 8.50% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 11.00% | 10.50% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 60.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 6.50% | No change |
| S&P 500 1-Yr Monthly Avg Par | 85.00% | No change |
| S&P 500 1-Yr Monthly Cap | 2.50% | No change |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 75.00% | No change |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 100.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 190.00% | No change |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 170.00% | No change |
Certainty Select
Certainty Select crediting rates
| Guaranteed period | New rate | Previous rate |
| 3-year | 5.00% | 4.80% |
| 5-year | 5.20% | 5.05% |
| 6-year | 5.30% | 5.15% |
| 8-year | 5.40% | 5.20% |
| 10-year | 5.50% | 5.30% |
Questions?
Contact Sales Support at 866-598-3694 or Sales.Support@EquiTrust.com, or complete the form below.Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
