NEWSWIRE

RATE DECREASE EFFECTIVE 6/21/24 FOR MOST EQUITRUST FIXED INDEX ANNUITIES

EquiTrust is decreasing rates on some accounts for most FIAs

Transition rules

To receive the current rates, all application paperwork must be received by EquiTrust via mail, fax, E-Application or Upload a Doc no later than 5:00 p.m. Central, Thursday, June 20, 2024 (the day before the new rates are effective).

Rate hold
If the initial premium is not received with the application but is received within 60 calendar days, the contract will be credited with the higher of the rates on the date of receipt of the application or the rates for new issues on the date the premium is received.

Updated rates as of 6/21/24

View the updated Interest Rate Summary with 6/21/24 rates.

MarketPower Bonus Index^®
Crediting strategy	Rate	Previous rate
1-Yr Interest	3.50%	4.00%
S&P 500 1-Yr Pt-to-Pt Cap	7.00%	No change
S&P 500 1-Yr Pt-to-Pt Performance Trigger	6.00%	No change
S&P 500 1-Yr Monthly Avg Cap	8.00%	No change
S&P 500 1-Yr Monthly Avg Par	75.00%	No change
S&P 500 1-Yr Monthly Cap	1.85%	2.00%
S&P 500 2-Yr Monthly Avg Cap	18.00%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	60.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par	135.00%	No change
Barclays Focus50 2-Yr Pt-to-Pt Par	180.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	150.00%	No change

MarketTen Bonus Index^®
Crediting strategy	Rate	Previous rate
1-Yr Interest	3.50%	4.00%
S&P 500 1-Yr Pt-to-Pt Cap	7.00%	No change
S&P 500 1-Yr Pt-to-Pt Performance Trigger	6.00%	No change
S&P 500 1-Yr Monthly Avg Cap	8.00%	No change
S&P 500 1-Yr Monthly Avg Par	75.00%	No change
S&P 500 1-Yr Monthly Cap	1.85%	2.00%
S&P 500 2-Yr Monthly Avg Cap	18.00%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	60.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par	135.00%	No change
Barclays Focus50 2-Yr Pt-to-Pt Par	180.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	150.00%	No change

MarketValue Index^®
Crediting strategy	Rate	Previous rate
1-Yr Interest	4.75%	5.00%
S&P 500 1-Yr Pt-to-Pt Cap	9.00%	10.00%
S&P S&P 500 1-Yr Pt-to-Pt Par	50.00%	No change
S&P 500 1-Yr Pt-to-Pt Performance Trigger	8.00%	No change
S&P 500 1-Yr Monthly Avg Cap	12.00%	No change
S&P 500 1-Yr Monthly Avg Par	100.00%	No change
S&P 500 1-Yr Monthly Cap	2.35%	2.50%
S&P 500 2-Yr Monthly Avg Cap	20.00%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	75.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par	175.00%	No change
Barclays Focus50 2-Yr Pt-to-Pt Par	225.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	200.00%	No change

MarketSeven Index^®
Crediting strategy	Rate	Previous rate
1-Yr Interest	4.75%	5.00%
S&P 500 1-Yr Pt-to-Pt Cap	9.00%	10.00%
S&P 500 1-Yr Pt-to-Pt Par	50.00%	No change
S&P 500 1-Yr Pt-to-Pt Performance Trigger	8.00%	No change
S&P 500 1-Yr Monthly Avg Cap	12.00%	No change
S&P 500 1-Yr Monthly Avg Par	100.00%	No change
S&P 500 1-Yr Monthly Cap	2.35%	3.00%
S&P 500 2-Yr Monthly Avg Cap	20.00%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	75.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par	175.00%	No change
Barclays Focus50 2-Yr Pt-to-Pt Par	220.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	200.00%	No change

MarketFive Index™
Crediting strategy	Rate	Previous rate
1-Yr Interest	4.40%	5.00%
S&P 500 1-Yr Pt-to-Pt Cap	8.50%	10.00%
S&P 500 1-Yr Pt-to-Pt Par	50.00%	No change
S&P 500 1-Yr Pt-to-Pt Performance Trigger	8.00%	No change
S&P 500 1-Yr Monthly Avg Cap	12.00%	No change
S&P 500 1-Yr Monthly Avg Par	90.00%	100.00%
S&P 500 1-Yr Monthly Cap	2.35%	3.00%
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	75.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par	170.00%	175.00%
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	190.00%	200.00%

MarketForce Bonus Index™
Crediting strategy	Rate	Previous rate
1-Yr Interest	3.30%	3.75%
S&P 500 1-Yr Pt-to-Pt Cap	6.00%	6.50%
S&P 500 1-Yr Pt-to-Pt Performance Trigger	5.50%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	55.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	145.00%	160.00%
S&P 500 1-Yr Pt-to-Pt Cap with fee	8.50%	10.00%
S&P 500 1-Yr Pt-to-Pt Par with fee	55.00%	60.00%
Barclays Focus50 1-Yr Pt-to-Pt Par with fee	180.00%	200.00%
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	200.00%	225.00%

MarketMax Index™
Crediting strategy	Rate	Previous rate
1-Yr Interest	4.50%	5.00%
S&P 500 1-Yr Pt-to-Pt Cap	9.00%	10.00%
S&P 500 1-Yr Pt-to-Pt Performance Trigger	8.00%	No change
S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par	75.00%	No change
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	190.00%	200.00%
S&P 500 1-Yr Pt-to-Pt Cap with fee	11.00%	13.00%
S&P 500 1-Yr Pt-to-Pt Par with fee	65.00%	No change
Barclays Focus50 1-Yr Pt-to-Pt Par with fee	210.00%	225.00%
S&P MARC 5% ER 1-Yr Pt-to-Pt Par	235.00%	250.00%

Questions? Call Sales Support at (866) 598-3694
or visit Agents.EquiTrust.com.

866-598-3694 | Sales.Support@EquiTrust.com | Agents.EquiTrust.com

Active Member

EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

1452-MULTI-EM-NW (06-24)

FOR PRODUCER USE ONLY

RATE DECREASE EFFECTIVE 6/21/24 FOR MOST EQUITRUST FIXED INDEX ANNUITIES

EquiTrust is decreasing rates on some accounts for most FIAs

Questions? Call Sales Support at (866) 598-3694or visit Agents.EquiTrust.com.

Questions? Call Sales Support at (866) 598-3694
or visit Agents.EquiTrust.com.