Annuities that offer bonus features may have higher fees and charges, longer surrender charge periods, lower credited interest rates, and/or lower cap and participation rates than annuities that do not provide the bonus feature. Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Surrender of the contract may be subject to surrender charges or Market Value Adjustment. Withdrawals before age 59½ may result in a 10% IRS penalty tax.
Premium bonus special subject to expiration. Visit Agents.EquiTrust.com/Specials for details. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
