Long-Term Care Rider charges are based on issue age instead of attained age.
If the calculated monthly LTC benefit payment amount is less than $1,500, the payment will be increased to $1,500 per month and will be payable until the vested LTC Benefit Base is exhausted, which will be less than 60 months. The final payment may be less than $1,500.
Join us for a webinar tomorrow, Wednesday, November 4, at 10:00 a.m. Central to learn how this innovative solution can help clients address future long-term care expenses while protecting retirement assets. Learn about key features, ideal client profiles, sales strategies and more.
Visit the Bridge microsite for everything you need to learn about, position and sell Bridge with confidence.
Before selling Bridge in California, review the LTC licensing and CE requirements to ensure you meet state training and licensing requirements. Because Bridge includes long-term care benefits, most states require a health line of authority, CE or both before marketing or selling Bridge.
Ready to start sharing Bridge with your clients in California? Contact Sales Support at 866-598-3694 or Sales.Support@EquiTrust.com.
1 Must pass annuity suitability requirements; guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.
2 Long-term care (LTC) benefits are typically tax-free under the Internal Revenue Service (IRS) Code Section 7702B. Generally, the minimum tax-free LTC benefit payable from all coverage on the same insured is limited to the greater of actual qualified LTC expenses or the per diem rate established by the IRS.
Bridge contract issued on Form Series ET-EIA-2000(11-21). Riders issued on 430-NHW(08-03), ET-TI(10-16) and CA ET-NFR(04-22). Long-Term Care Rider issued on ET-LTC(04-22). NeverStop Wellness Rider issued on ET-WEL(11-21). EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
