Transition rules To receive the current rates, applications must be received by EquiTrust via mail, fax, E-Application or Upload a Doc no later than 5:00 p.m. Central time, Wednesday, October 23, 2024 (the day before the new rates are effective).
Rate hold If the initial premium is not received with the application but is received within 60 calendar days, the contract will be credited with the higher of the rates on the date of receipt of the application and the rates for new issues on the date the premium is received.