All-Product Summary

BONUS SPECIAL AND INCREASED PAYOUTS!

Two ways to deliver more value to your clients

Premium bonus special EXTENDED through year-end!

Clients get an additional 3% premium bonus for applications received through December 31, 2025, on:

MarketEdge Bonus Index^TM
MarketPower Bonus Index^®
MarketTen Bonus Index^®
WealthMax Bonus Index^®

Get details

Plus! Increased income payouts

We now offer some of the highest income payouts in the industry.

MarketEarly Income Index™

INCREASED Benefit-Base bonus from 15% to 20%

MarketFuture Income Index™

INCREASED withdrawal factors by 65 basis points for all ages

Learn more

Extra trip credit

Power up your production as you work to join us for the 2026 EquiTrust Agent Incentive Trip to Whistler, Canada!

TRIPLE credit on SmartBoost^TM Index sales through December 31, 2025
Extended! DOUBLE credit on sales of all other EquiTrust products through December 31, 2025

See campaign rules

Sales ideas recap

Sales ideas sent to you in September issues of Sales Week:

Administrative news briefs

Required Minimum Distribution (RMD) reminder

It’s not too early to reach out to clients who have to take a Required Minimum Distribution (RMD) in 2025. When assisting them, please use the most current Required Minimum Distribution Form (ET-2512).

Updated distribution forms available

All distribution forms now reflect recent W-4 language revisions. To avoid processing delays, verify that you’re using the latest versions of all applicable forms. Outdated forms will no longer be accepted after October 31, 2025.

866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

Proud member of:

MarketEdge Bonus Index contract issued on Contract Form Series ICC19-ET-MP10-2000(02-19) or ET-MP10-2000(05-18). Riders issued on Form Series ICC18-430-NHW(06-18) or 430-NHW(08-03); ET-AVBR(06-09), ET-AVBR(01-25) or ICC25-ET-AVBR(01-25); and ICC16-ETTI(10-16) or ET-TI(10-16). MarketPower Bonus Index contract issued on Contract Form Series ICC18-ET-MP10-2000(05-18) or ET-MPP2000(02-05). Riders issued on Form Series ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); and ICC16-ET-TI(10-16) or ET-TI(10-16). MarketTen Bonus Index contract issued on Contract Form Series ICC18-ET-MTB-2000(06-18) or ET-MTB-2000(06-07). Riders issued on Form Series ICC17-ET-FIXED-ROP(02-17) or ET-FIXED-ROP(02-17); ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); and ICC16-ET-TI(10-16) or ET-TI(10-16). WealthMax Bonus Life policy issued on Policy Form Series ICC19-ETLIUL-2000(01-19) or ETL-IUL-2000(01-19). Riders issued on Form Series ICC11-ETLADBR(03-11); ICC17-ETL-FPW(01-17); ICC17-ETL-PBR(01-17); ETL-GWBR(12-23); and ICC19-ETL-MCSV(01-19). MarketEarly Income Index and MarketFuture Income Index contracts issued on Contract Form Series ICC22-ET-EIA-2000(01-12) or ET-EIA-2000(06-04). Riders issued on Form Series ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); ICC16-ET-TI(10-16) or ET-TI(10-16); ICC16-ET-IBR-FIXED(07-16) or ET-IBR-FIXED(07-16); ICC17-ET-IBR-ER-A(04-17) or ET-IBR-ER-A(04-17). Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

2569-GEN-EM-MO (09-25)

FOR FINANCIAL PROFESSIONAL USE ONLY