TIPS FOR
STRONG FISCAL FITNESS

As the New Year begins, one important way to bring value to your clients is to share tips to help them start off the year strong. 

Share these tips to help clients get into great financial shape

Create a budget. Help clients set or evaluate their budget goals. Consider taxes, cost of living expenses and savings vehicles, and address the needs of dependents or beneficiaries who may rely on them financially.

Pay off debt. By guiding clients in paying down debt, you can help them improve their credit score and prepare for retirement with a clean slate.

Wait to take Social Security income. Waiting to tap their Social Security income can help clients avoid tax penalties. And fixed index annuities from EquiTrust can offer them income before Social Security begins.

Evaluate cash flow. Help clients understand what they’re spending now and what they’re saving for the future. Set up annual review appointments to assess their retirement-saving progress, and use this Income, Assets and Expenses worksheet as a resource.

Want to talk through ways to help clients have a healthy financial future? Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com. 

EquiTrust New Business Processing
Standards = 5-8 business days

(For in-good-order business, from application received to issue or request transfer of funds.)

866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

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EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

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