MORE REASONS TO RECONNECT
RATE INCREASE. PREMIUM BONUS SPECIAL EXTENSION.
MORE REASONS TO RECONNECT
RATE INCREASE. PREMIUM BONUS SPECIAL EXTENSION.
Rate increase
New rates apply to contracts with effective dates on or after September 15, 2026.
View the updated Interest Rate Summary with 9/15/2026 rates.
MarketEdge Bonus Index™
MarketEdge Bonus Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 2.50% | 2.00% |
| S&P 500 1-Yr Pt-to-Pt Cap | 4.25% | 4.00% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 6.75% | 6.50% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 40.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 4.00% | No change |
| S&P 500 1-Yr Monthly Avg Par | 55.00% | 45.00% |
| S&P 500 1-Yr Monthly Cap | 1.75% | 1.50% |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 40.00% | 35.00% |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 55.00% | 50.00% |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 115.00% | 100.00% |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 100.00% | 90.00% |
MarketPower Bonus Index®
MarketPower Bonus Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 3.50% | 3.25% |
| S&P 500 1-Yr Pt-to-Pt Cap | 6.00% | 5.75% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 8.25% | 8.00% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 50.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 5.25% | No change |
| S&P 500 1-Yr Monthly Avg Par | 75.00% | 70.00% |
| S&P 500 1-Yr Monthly Cap | 2.25% | No change |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 60.00% | No change |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 80.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 160.00% | No change |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 140.00% | No change |
MarketTen Bonus Index®
MarketTen Bonus Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 3.50% | 3.25% |
| S&P 500 1-Yr Pt-to-Pt Cap | 6.00% | 5.75% |
| S&P 500 1-Yr Pt-to-Pt Cap with Buy-Up | 8.25% | 8.00% |
| S&P 500 1-Yr Pt-to-Pt Par with Buy-Up | 50.00% | No change |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 5.00% | No change |
| S&P 500 1-Yr Monthly Avg Par | 70.00% | 65.00% |
| S&P 500 1-Yr Monthly Cap | 2.00% | No change |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 55.00% | No change |
| S&P 500 Dynamic Intraday TCA 2-Yr Pt-to-Pt Par | 75.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 150.00% | No change |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 130.00% | No change |
WealthMax Bonus Life®
WealthMax Bonus Life Income Index crediting rates
| Crediting strategy | New rate | Previous rate |
| 1-Yr Interest | 5.50% | 5.35% |
| S&P 500 1-Yr Pt-to-Pt Cap | 11.00% | 10.50% |
| S&P 500 1-Yr Pt-to-Pt Performance Trigger | 8.50% | No change |
| S&P 500 1-Yr Monthly Avg Par | 120.00% | 110.00% |
| S&P 500 Dynamic Intraday TCA 1-Yr Pt-to-Pt Par | 90.00% | No change |
| S&P MARC 5% ER 1-Yr Pt-to-Pt Par | 250.00% | 230.00% |
| Barclays Focus50 1-Yr Pt-to-Pt Par | 200.00% | No change |
Premium bonus special extended
Earn an additional 3% bonus on select EquiTrust bonus products on applications received through December 31, 2026.
| Product | Increased premium bonus |
| MarketEdge Bonus Index |
11% (first year) |
| MarketPower Bonus Index | 15% (first year) |
| MarketTen Bonus Index | 11% (first five years) |
| WealthMax Bonus Life | 15% (single premium) |
Questions?
Contact Sales Support at 866-598-3694 or Sales.Support@EquiTrust.com, or complete the form below.Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
