1 Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.
2 During the first 10 contract years, if death benefit is taken as monthly payments for 60 months. Assuming no withdrawals. If taken as a lump sum, the death benefit is equal to the Vested Enhanced Accumulation Value, which is the greater of the Accumulation Value (AV) and the Vested Guaranteed Enhanced Accumulation Value. Once the AV exceeds the Guaranteed Enhanced Accumulation Value, the lump sum death benefit is equal to the AV for all payment options.
Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
