EquiTrust New Business Processing Standards = 5-8 business days
(For in-good-order business, from application received to issue or request transfer of funds.)
LONG-TERM CARE BENEFITS — NO QUESTIONS ASKED!
With Bridge, all your clients are covered for LTC benefits
Have clients looking for long-term care (LTC) coverage, but who prefer not to answer a long list of health questions? Or maybe they want to avoid an underwriting interview?
No problem! Bridge® by EquiTrust provides instant, guaranteed approval1 for LTC benefits, with:
✅ NO health questions
✅ NO underwriting2
✅ NO interview
✅ NO medical exams
✅ NO prescription checks
✅ NO field underwriting
Everyone’s covered. Your clients won’t be declined in underwriting for LTC coverage — regardless of health issues.
Clients who choose to bypass underwriting will be assigned to Secure class. By participating in underwriting, they may qualify for Preferred or Standard class, through which premium dollars purchase a higher long-term care benefit.
Want to know more about Bridge?
Bridge is an innovative approach to LTC planning. It combines a fixed index annuity with long-term care benefits and a personalized wellness program.
Find everything you need to learn about, market and sell Bridge.
Bridge — Guaranteed approval for LTC benefits Join us for an exclusive webinar to learn more about how easy it is for your clients to be approved for Bridge LTC benefits.
We’ll discuss:
✅ The Assured Digital Underwriting process with guaranteed approval
✅ Bridge’s three underwriting classes
✅ How clients can qualify for Bridge Secure class with no underwriting and
no interview
✅ Five health questions to qualify for higher underwriting classes
2 Secure underwriting class is assigned to clients who choose to bypass underwriting or answer “Yes” to one or more of the first three of five health questions all applicants are asked.
3Premium bonus on MarketForce Bonus Index™ increased by 3% in CA
Bridge contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(11-21). Long-Term Care Rider issued on ET-LTC(04-22). NeverStopSM Wellness Rider issued on ET-WEL(11-21).EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
