1 Higher bonus reflects premium bonus special available through September 30, 2025.
2 The Cash Surrender Value will never be less than premiums paid, minus withdrawals.
MarketTen Bonus Index contract issued on Contract Form Series ICC18-ET-MTB-2000(06-18) or ET-MTB-2000(06-07). Riders issued on Form Series ICC17-ET-FIXED-ROP(02-17) or ET-FIXED-ROP(02-17); ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); and ICC16-ET-TI(10-16) or ET-TI(10-16). Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.