SMARTBOOST™ INDEX 

Now available in Illinois, Montana, Ohio, Pennsylvania and Virginia!

INNOVATIVE FIA WITH 40% BOOST

Fixed index annuity with a guaranteed¹ minimum of 40% Accumulation Value growth over 10 years

Day-one BOOST on premium for the death benefit²

MT, PA and VA — see contract for death benefit BOOST variation.

Real-world advantages to solve for client needs

• Top-tier guaranteed¹ accumulation
• Legacy planning with enhanced guaranteed minimum death benefit²
• Roth IRA conversions as BOOST offsets taxes
• Market loss recovery with higher guarantees and upside

Your go-to SmartBoost Index sales hub

Get everything you need to market SmartBoost Index and see what makes this BOOST a game-changer.

Is new product training required?

Yes, new product training is required and available now.

Watch our launch webinar

We explain SmartBoost Index and its 40% BOOST, breaking down what a “boost” is and how it impacts contract values, dive into the product’s key features and discuss unique sales opportunities.

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Want to explore how SmartBoost Index takes growth to the next level? Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com.

866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

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¹ Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.

²  During the first 10 contract years, if death benefit is taken as monthly payments for 60 months. Assuming no withdrawals. If taken as a lump sum, the death benefit is equal to the Vested Enhanced Accumulation Value, which is the greater of the Accumulation Value (AV) and the Vested Guaranteed Enhanced Accumulation Value. Once the AV exceeds the Guaranteed Enhanced Accumulation Value, the lump sum death benefit is equal to the AV for all payment options. Boosted death benefit (the Enhanced Accumulation Value) equals 140% of the premium amount in all states except in MT, PA and VA where the Death Benefit is limited to 125% of the Cash Surrender Value.

Genesis Development Group, Inc., is an independent product development firm that works with insurance companies to develop and distribute retirement products. Genesis is not affiliated with EquiTrust. Genesis Development Group, Inc., has patents and patents pending that may cover elements of the product discussed in this document. This document does not convey any license or other rights in these patents.

The 40% BOOST vests over a 10-year period on each anniversary. The BOOST will be adjusted for withdrawals taken in the first 10 contract years. The death benefit may be limited in some states. See SmartBoost Index contract for additional details.

Surrender of the contract may be subject to surrender charges and Market Value Adjustment. Product and riders may not be available in all states or may vary by state. Withdrawals before age 59½ may result in a 10% IRS penalty tax. Withdrawals do not participate in index growth. SmartBoost Index contract issued on Contract Form Series ET-SBA-2000(01-25) or ICC25-ET-SBA-2000(01-25). Riders issued on Form Series 430-NHW(08-03) or ICC18-430-NHW(06-18) and ET-TI-SBA(01-25) or ICC25-ET-TI-SBA(01-25). EquiTrust does not offer investment advice to any individual or financial professional and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

2509-SMB-EM-NW (08-25)

FOR FINANCIAL PROFESSIONAL USE ONLY.