Have you built long-term care planning into your clients’ financial strategy?
Prepare your clients for potential LTC expenses without compromising their financial goals — with effective solutions that aren't “use it or lose it.”
Bridge®
Fixed index annuity with built-in LTC benefits
LTC planning solution — Long-Term Care Rider with tax-free1 LTC benefits and a personalized wellness program to promote healthy aging
How EquiTrust makes it easy — Guaranteed2 underwriting approval
WealthMax Bonus Life®
Single-premium life insurance designed for wealth transfer, with safeguards for qualifying LTC needs
LTC planning solution — Accelerated access to the death benefit for qualifying health-related events and expenses
How EquiTrust makes it easy —Immediate underwriting decisions with no exams, medical records or phone interview
Download the agent app!
Get on-the-go access to your EquiTrust business, receive new business alerts, see real-time commission payment information and more by downloading the EquiTrust Agent App. Enable push notifications to take full advantage of the app!
E-Applications — Spend more time on what matters most
E-Apps are easy to use, speed up the submission process and reduce not-in-good-order (NIGO) applications, giving you more time to focus on your clients. Make the switch today!
Track your pending business status
EquiTracker has been added to the Status column of your Pending Business grid, giving you live updates on your submitted applications.
To enhance transparency and keep you informed, agents and their uplines will now be notified via email as soon as EquiTrust sends new business transfer paperwork to a ceding company.
1035YellowPages added to FireLight
This allows agents completing transfer paperwork to search for and automatically populate the ceding carrier's address directly into the E-Application.Distributors — please take the necessary steps within your FireLight instance to accept this new capability.
1 Long-term care benefits are typically tax-free under Internal Revenue Code Section 7702B. Generally, the maximum tax-free long-term care benefit payable from all coverage on the same insured is limited to the greater of actual qualified long-term care expenses or the per diem rate established by the IRS.
2 Must pass suitability requirements.
Bridge contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(11-21). Long-Term Care Rider issued on ET-LTC(04-22). WealthMax Bonus Life issued on Policy Form Series ICC19-ETL-IUL-2000(01-19) or ETL-IUL-2000(01-19). EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.
