Use two annuities at once to offer reliable, regular, retirement income
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SPLIT ANNUITY — INCOME NOW AND LATER

MYGA takes over where SPIA leaves off

For your clients who need income now, but also want income for the future, the split annuity strategy might be the ticket. It's simple. Your client purchases both an immediate and a deferred annuity, and the two work together to deliver income when the client needs it.1

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The power of two

This tiered approach can help your clients reap the benefits of two EquiTrust fixed annuities:

  • Confidence Income®, a single-premium immediate annuity with a fixed period, single life and joint payment options
  • Certainty Select®, a single-premium deferred annuity featuring multi-year rate guarantee periods of 3, 5, 6, 8 and 10 years

See a hypothetical
split annuity strategy vs.
CD comparison

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See the strategy

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get a custom quote for a
split annuity case

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 Want to know more about how the split annuity strategy works?
Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com. 

 

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866-598-3694  |   Sales.Support@EquiTrust.com   |  Agents.EquiTrust.com

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    1 Multiple annuity contracts issued by the same insurance company to the same policyholder during the calendar year may be treated as one annuity product for tax purposes.

     

    EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa. 

     

    Product features may vary by state. Rates subject to change.

     

    Surrender of the Certainty Select contract may be subject to surrender charge and Market Value Adjustment; withdrawals before age 59½ may result in a 10% IRS penalty tax. 

     

    EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. 

     

    IRAs/qualified plans are already tax-deferred; consider other annuity features.

     

    Contract issued on Contract Form Series ET-MYG-2000(11-05), ET-MYG-2000(06-09), 430-SPA(08-03) and ET-SPIA(08-06).

     

    Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

    2255-MULTI-EM-SW

    FOR FINANCIAL PROFESSIONAL USE ONLY

    7100 Westown Parkway, Suite 200

    West Des Moines, IA 50266

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