Over the past 25 years:¹

50% participation rate + downside protection
= 85% of the S&P 500!²

And it gets EVEN BETTER! This strategy is available on SmartBoost™
Index — our innovative fixed index annuity with a 40% BOOST and day-one enhanced death benefit!³

Accelerate business with E-Applications!

• Reduce NIGOs
• Speed up business processing
• Deliver contracts and policies sooner

• TRIPLE credit on SmartBoost^TM Index sales through December 31, 2025
• Extended! DOUBLE credit on sales of all other EquiTrust products through December 31, 2025

 Questions about the strategy? Call Sales Support at

866-598-3694 or email Sales.Support@EquiTrust.com. 

EquiTrust New Business Processing
Standards = 5-8 business days

(For in-good-order business, from application
received to issue or request transfer of funds.)

866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

Proud member of:

¹ Measured in 10-year increments. Based on 1/1 issue date.

² For illustrative purposes only. Past performance does not assure future results. The annualized returns for the participation index account assumes the current 50% participation rate applied consistently for the example period. Participation rates can change annually, and the example participation rate may not reflect participation rates available during this period. Withdrawals do not participate in index growth in the current contract year.

³ During the first 10 contract years, if death benefit is taken as monthly payments for 60 months. If taken as a lump sum, the death benefit is equal to the Vested Enhanced Accumulation Value, which is the greater of the Accumulation Value (AV) and the Vested Guaranteed Enhanced Accumulation Value. Once the AV exceeds the Guaranteed Enhanced Accumulation Value, the lump sum death benefit is equal to the AV for all payment options. The death benefit may be limited in some states. See the SmartBoost index contract for complete details.

SmartBoost Index contract issued on Contract Form Series ET-SBA-2000(01-25) or ICC25-ET-SBA-2000(01-25). Riders issued on Form Series 430-NHW(08-03) or ICC18-430-NHW(06-18) and ET-TI-SBA(01-25) or ICC25-ET-TI-SBA(01-25).

Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

2645-SMB-EM-SW (10-25)

FOR FINANCIAL PROFESSIONAL USE ONLY