ChoiceFour allows clients to tailor their contract to their goals
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HELP CLIENTS STRIKE A BALANCE BETWEEN LIQUIDITY AND ACCUMULATION

Four choices in one fixed annuity — with competitive rates!

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When it comes to preparing for the future, your clients are likely focused on stability, liquidity options and flexibility — especially if they have a shorter time horizon before retirement.

 

Four choices in one solution

ChoiceFour® — a one-year renewable rate fixed annuity — includes four contract options, allowing clients to choose the option that best fits their goals.

  • Base contract — 9-year surrender period, free withdrawals of prior 12 months interest
  • MVA — 9-year surrender period, free withdrawals of prior 12 months interest, 1.50% premium bonus
  • Liquidity — 6-year surrender period, greater withdrawal flexibility
  • Liquidity + MVA — 6-year surrender period, greater withdrawal flexibility, 1.50% premium bonus

For more information about each contract option, visit Agents.EquiTrust.com.

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Share the advantages of ChoiceFour
In addition to benefitting from its rates and flexibility, your clients can also take advantage of:

  • The ability to add additional premiums in the first year
  • Competitive 3.00% Guaranteed Minimum Interest Rate (GMIR)
  • Strong renewal rates 
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ChoiceFour renewal rates

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Want to talk through a potential ChoiceFour case? Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com.

 

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866-598-3694  |   Sales.Support@EquiTrust.com   |  Agents.EquiTrust.com

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    Guarantees are subject to the claims-paying ability of EquiTrust Life Insurance Company.

     

    Contract issued on Contract Form Series ET-SPA-2000(11-04) or ICC16-ET-SPA2000(07-16).

     

    EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa. 

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