Rate increase effective August 20, 2026

Effective August 20, 2026, EquiTrust is increasing rates on Certainty Select®.

View the updated Interest Rate Summary with August 20, 2026 rates.  

Certainty Select

Certainty Select crediting rates

Guaranteed period New rate Previous rate
3-year 5.50% 5.15%
5-year 5.55% 5.40%
6-year 5.60% 5.45%
8-year 5.65% 5.50%
10-year 5.70% 5.55%

Questions?

Contact Sales Support at 866-598-3694 or Sales.Support@EquiTrust.com, or complete the form below.

Certainty Select contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.