Big enhancements to one of our income-focused fixed index annuities
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NEW! PRODUCT
ENHANCEMENT

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MARKETFUTURE INCOME INDEX IS NOW

MARKETFUTURE BONUS INCOME™ INDEX!

Join Feb 4 at 2 p.m. webinar
Join Feb 6 at 10 a.m. webinar

What’s new

With exciting new upgrades, MarketFuture Bonus Income Index now offers higher income payouts — for both single and joint payout options!

Premium-bonus

New 8% premium bonus on all first-year premium, also applies to Benefit Base

In-hand

Income withdrawal percentages increased by 15 basis points

Calendar

Income withdrawal factors now increase by 0.10% each year through age 85 (previously age 80)

Couple

Improved joint income payout factors, now 50 basis points lower than single owner factors (previously 100 basis points)

View payouts and sales tools

Access comprehensive sales tools, see how payouts stack up to top competitors and more!

Get sales kit

Join the webinar and get all the details

New enhancements, increased payouts — MarketFuture Bonus Income Index

Get all the numbers and learn how we’re offering higher lifetime income payouts for clients with a longer time horizon before they turn on income payments. Plus, hear about competitive advantages that make our IBRs shine.

Reserve seat for Feb 4 at 2 p.m. webinar
Reserve seat for Feb 6 at 10 a.m. webinar

Transition rules

  • Applications for the previous version of the product will no longer be available as of February 4, 2026. Applications already in progress may be submitted through 5:00 p.m. Central on February 13, 2026.
  • Illustrations for the new version of the product are available now, and illustrations for the previous version will be available through February 13, 2026.
  • The IBR calculator now reflects the enhanced MarketFuture Bonus Income Index.

Commission schedules

Commission schedules have been updated and are available now at Agents.EquiTrust.com.

 Have questions about MarketFuture Bonus Income Index or want to talk through a potential case? Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com.

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866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

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    Proud member of:

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    MarketFuture Bonus Income Index contract issued on Contract Form Series ICC18-ET-MTB-2000(06-18), ET-MTB-2000(04-17) or ET-MTB-2000(06-18). Riders issued on Form Series ICC17-ET-FIXED-MVA(02-17) or ET-IMVA(03-16); ICC18-430-NHW(06-18) or 430-NHW(08-03); ICC16-ET-TI(10-16) or ET-TI(10-16); ICC16-ET-IBR-FIXED(07-16) or ET-IBR-FIXED(07-16); ICC17-ET-IBR-ER-A(04-17) or ET-IBR-ER-A(04-17). EquiTrust does not offer investment advice to any individual, and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

     2868-MFB-EM-ANNCMNT (02-26)

    FOR FINANCIAL PROFESSIONAL USE ONLY.

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    West Des Moines, IA, 50266

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