There’s only one FIA with a 

40% BOOST

SmartBoost Index is the ONLY fixed index annuity (FIA) that offers a 40% BOOST — unlocking new ways to deliver for clients on two levels.

Immediately

40% BOOST to premium for death benefit, available on day one¹

Over 10 years

Guaranteed² 40% BOOST to Accumulation Value — minimum!

Turnkey Roth IRA conversion solution

The 40% BOOST on SmartBoost Index offsets taxes incurred on conversions — at any tax bracket!

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 Want to learn more about what a 40% BOOST can do for your clients? Call Sales Support at 866-598-3694 or email Sales.Support@EquiTrust.com.

866-598-3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

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¹ During the first 10 contract years, if death benefit is taken as monthly payments for 60 months. Assuming no withdrawals. If taken as a lump sum, the death benefit is equal to the Vested Enhanced Accumulation Value, which is the greater of the Accumulation Value (AV) and the Vested Guaranteed Enhanced Accumulation Value. Once the AV exceeds the Guaranteed Enhanced Accumulation Value, the lump sum death benefit is equal to the AV for all payment options.

² Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company.

SmartBoost Index contract issued on Contract Form Series ET-SBA-2000(01-25) or ICC25-ET-SBA-2000(01-25). Riders issued on Form Series 430-NHW(08-03) or ICC18-430-NHW(06-18) and ET-TI-SBA(01-25) or ICC25-ET-TI-SBA(01-25). The death benefit may be limited in some states. The BOOST will be adjusted for withdrawals taken in the first 10 contract years. See the SmartBoost Index contract for complete details. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.

2658-SMB-EM-SW (01-26)

FOR FINANCIAL PROFESSIONAL USE ONLY.